Selecting a Life Insurance Carrier and Coverage Type
Sparklebird can help you and your family ensure that your life insurance coverage is optimized to meet the financial goals and level of security your family needs.
Selecting life insurance coverage is an important decision.
No one has to convince you to put a roof over your family's head while you're still here with them. Can they still afford that roof if something happens to you?
Less than half of American adults own their life insurance, and most of the ones that do, don't carry enough to allow their family to continue their current lifestyle. If you haven't thought about your family or loved ones' financial situation should something happen to you or another household wage earner, we can clearly explain your options and important points to consider when making this key decision.
Most people believe life insurance is as much as 3 times more expensive than it is. In just a few short conversations, we can quickly and easily provide you a quote on the coverage available to you. Chances are, we can find coverage for you that meets your needs. We provide a personalized price comparison with multiple carriers to ensure you are receiving the best value for your investment.
We work with numerous life insurance companies in North Carolina, South Carolina, Georgia, Virginia, Florida, and Ohio to ensure you receive the best rates and coverage type available in your state.
Not sure if term life insurance or whole life insurance is best for you? We can provide input on the financial aspects of either decision, while also advising on the policy that best fits your goals for yourself or your family.
31% of people say within just one month their household would feel the financial impact of the death of the primary wage earner. What is important to you and your family if something happens to one of the primary (or the only) wage earners?
If your spouse isn't currently working, would you want them to need to find a job right away? Do you have children dependent on your family's income? Could your spouse or children afford to spend some time grieving or would they need to make major life changes immediately? Would they need to sell your current home?
If you don't want your family or loved ones to be forced into urgent decisions, making sure they have the financial flexibility they need can give them that much needed opportunity to pause and process before initiating any major changes. You can also ensure your policy provides for any final expenses.
Life insurance is not just beneficial in the event of the death of a primary wage earner. Did you know that some life insurance policies will even pay out while you're still alive, should a major life incident or diagnosis occur? Some of these policies can help your family remain financially stable in a variety of situations. We can walk you through your coverage options in these areas and provide input on whether those policies make sense in your specific situation.
There are a variety of companies that provide life insurance to North Carolina residents, know which of these carriers and policies is best for your family can be a complex decision. We are here to help advise you on the coverage level of policy type that best meets both your financial needs and provides your family the security you're seeking.
You don't buy life insurance because you're going to die, but because those you love are going to live.
We don't ask our customers about their life insurance coverage just because its our job - we care about you and your family. We don't ever want to help your family file a life insurance claim, but if we need to we will. We want them to know who to call and for you to have the piece of mind that they'll be taken care of. If we ever get that call, we want to be in the position to tell your loved ones they have what they'll need.
We here at Sparklebird are happy to provide a variety of insurance services to our customers. We provide competitive pricing on a variety of insurance products including auto insurance, home or renters insurance, business insurance.
If you are seeking life insurance in Raleigh NC, life insurance in Durham NC, life insurance in Cary NC, or life insurance in Morrisville NC, we are happy to meet with you in person to discuss these, or any other, insurance needs. We also provide virtual consultations should you prefer, or can even take care of the entire process for you entirely via phone.
Give us a call or text us today at 919-803-6949 to find out more.